The Best Crypto Payment Gateways for Merchants in 2023

Explore the top crypto payment gateways, offering seamless integration and secure transactions for your digital currency needs.

Best in class
Supported Crypto
  • 12
  • Withdrawal: 0.23%
Supported fiat
  • 100+

More details

Coinremitter is one of the top leading crypto payment gateways. It helps connect buyers and sellers while accepting cryptocurrency as a mode of payment for goods and services rendered. Coinremitter supports major cryptocurrencies and offers users low transaction fees for processing withdrawals. You can also benefit from the affiliate program that pays up to 75% as a referral bonus.

  • Low transaction fees.

  • Serves as a wallet.

  • An extra layer of security.

  • Seamless integration with e-commerce sites.

  • A limited number of cryptocurrencies supported.

Supported Crypto
  • 100+
  • 3.5 – 6%
Supported fiat
  • 100+

More details

2Checkout is a global payment processor supporting transactions from over 200 countries. Its key features include shopping cart integration, customizable interfaces, and secure transactions. However, it charges a processing fee of 3.5% plus $0.35 to 6% plus $0.65 per sale. Despite these fees, its advantages make it a valuable service

  • Multiple Payment Options.

  • Mobile Compatibility.

  • Sales Monitoring and Reporting Feature.

  • Dedicated Customer Support Team.

  • Multi-Language Features.

  • High Processing Fees.

  • Lack of Support for Card.

  • Chargeback Fee.


A cryptocurrency payment gateway is essential to cryptocurrency, enabling users to conveniently and securely pay with digital currency. There are various crypto payment gateways, such as checkout pages and app SDKs, as payment solutions for your business.

When choosing a crypto payment gateway, consider security, customer support, ease of use, reputation, etc. The future outlook for crypto payment gateways is promising as more merchants adopt cryptocurrency as a payment option.


A crypto payment gateway is a convenient solution for accepting customer cryptocurrency payments. Not only does it eliminate the need for merchants to have a crypto wallet. However, these gateways also act as third-party intermediaries between the merchant and the customer.

Such payment gateways can be integrated into an existing website or online store. The merchant can then accept payment in popular cryptocurrencies like Bitcoin, Ethereum, and Bitcoin Cash. This offers merchants greater flexibility and access to new markets, opening up more opportunities for continued growth.

Crypto or Bitcoin payment gateways are increasingly essential to the digital currency industry. They provide a secure and intuitive way for parties to transfer digital assets between each other.

A crypto payment gateway allows two sides to trade cryptocurrencies without worrying about any security risks or complexities associated directly interacting in the blockchain. This opens up numerous opportunities for companies and individuals making payments, as it ensures that transactions are lightning-fast and secure.

Furthermore, using a crypto payment gateway decreases overhead costs associated with third-party transaction intermediaries such as banks or financial institutions. As more businesses take advantage of this innovative payment service, crypto-backed transactions will continue to increase in popularity.

Overview of Crypto Payment Gateway

Crypto payment gateways provide businesses with a modern and convenient payment solution for their customers without the complexities associated with cryptocurrencies.

By leveraging these services, businesses can offer fast payments at minimal fees. This makes it ideal for companies looking for an easy-to-use cryptocurrency or Bitcoin payment system.

seamless cryptocurrency payment
The Overview.

Customers must pay a small fee to facilitate the transfer. Businesses must compensate validators for their services to complete the transaction. This allows gateway service providers to sustain their operations over time efficiently.

As the ease and flexibility to accept crypto payments gain momentum, more businesses consider their valuable assets. This is reflected in delivering value to their customers.

Crypto payment gateways follow a straightforward process to complete a transaction. This includes freezing the transaction window for the Bitcoin conversion rate to determine its value to the preferred fiat currency.

Once the payment is made, it is converted into the chosen fiat currency and deposited into the merchant’s bank account. This offers customers and merchants multiple benefits. The benefits include swift payments with no foreign exchange risk and unbeatable security that traditional methods cannot compete with.

The Rising Need For Crypto Payment Gateways

Cryptocurrency adoption has increased the need for efficient and secure payment solutions. Consequently, it has increased the popularity of crypto payment gateways in 2023.

Compared to a traditional payment method with direct bank transfers, crypto payment gateways offer near-instantaneous transactions with low transaction fees. Competitively, it is making them ideal for businesses that need to process payments quickly and efficiently.

Need For Cryptocurrency payment gateway
The need For a cryptocurrency gateway.

As businesses expand their operations globally, they require a payment solution catering to customers worldwide. Crypto payment gateways offer a seamless cross-border payment experience, enabling businesses to expand their reach and cater to a global audience.

The decentralized nature of cryptocurrencies also provides added security and privacy to transactions, making them an ideal choice for businesses and consumers who prioritize data security and privacy. As cryptocurrency’s benefits become more apparent, the adoption of cryptocurrency payment gateways is expected to rise further in the coming years.

How Does Crypto Payment Gateway Work?

A crypto payment gateway is a technology that enables businesses to accept customer payments.

The process involves the following steps:

  1. A customer selects a product or service to purchase and pays with cryptocurrency.
  2. The crypto payment gateway calculates the exchange rate for the chosen cryptocurrency and freezes the transaction window for a few seconds to determine the correct exchange rate.
  3. The customer then sends the required amount of cryptocurrency to the designated address provided by the payment gateway.
  4. Once the transaction is verified on the blockchain network, the crypto gateway automatically converts the cryptocurrency into the preferred fiat currency and deposits the funds into the merchant’s bank account.
  5. The merchants can then access the funds in their bank accounts, just like any other payment made in fiat currency.
Crypto Payment Gateway for ecommerce platforms
The steps.

Types of Crypto Payment Gateway

Numerous businesses have embraced the Bitcoin payment gateway as a form of payment. Finding a crypto payment processor that works for a business is difficult while looking for the finest crypto payment gateway because a poor gateway can significantly impact revenue.

The overview, pros, and cons of some of the best crypto payment gateways are listed below.

Payment APIs

Payment APIs are essential components of the best crypto payment gateways, allowing users to carry out online payments securely. With Payment APIs, merchants can take charge of their front-end interactions with greater flexibility over design features.

These APIs provide a secure protocol for transmitting customer payment data between interested parties. This makes it easy and safe for customers to pay using their cryptos. At the same time, merchants get a simplified experience that doesn’t reduce any functionality or control over the checkout page experience.


  • Rather than having to fill out lots of forms and keep track of multiple pieces of data from both sides, with the API, all the necessary information is collated securely at once – meaning transactions are authorized quickly and easily. 
  • The customer data and payment info are stored on the host server instead of the merchant’s systems, thereby vastly reducing the risk of accessing or misusing financial information.
  • Most types of transactions, from standard and secure credit card payments to lesser-known methods, are supported with these APIs. As such, everyone is welcome with their preferred payment method.
Crypto payment APIs.
Crypto payment APIs.


  • APIs require access to account data such as passwords and private keys; unauthorized users may be able to access this sensitive information. 
  • Performance issues also arise due to the API gateway’s need to process requests quickly over limited connections or insecure networks; this could lead to latency problems without proper optimization options. 
  • Maintenance woes also crop up with API usage; if an API experiences an issue and fails or needs updating, it can bring systems down until those changes are finalized.

Mini Programs

Mini-programs provide a way for developers to integrate cryptocurrency payments into their applications. This crypto or Bitcoin payment gateway type uses JavaScript with REACT to create mini-programs.

These programs can be deployed and managed through certain exchanges that offer such tools. This mini-program also allows merchants to accept payments in traditional fiat currencies.

For example, a custom mini-program is the perfect solution to create an online shop that allows for cryptocurrency payments. This popular cryptocurrency payment gateway would efficiently and automatically process these transactions with all necessary features readily available in your application. So, there is no need to build anything from scratch!


  • Through mini-programs, transferring, processing, and accepting payments in cryptocurrency within the blockchain is made simple, safe, and hassle-free.
  • These programs are easy to develop, deploy, and manage on certain available exchanges. Mini-programs also allow developers to customize their payment systems according to the specific requirements of their applications.
Mini programs platform supports


  • Be mindful that not all wallets or exchanges are compatible with mini-programs.
  • Due to the tight security protocols of its closed-source platform, developers may not have complete freedom when it comes to safeguarding their mini-programs.
  • Integrating these mini-programs with external crypto payment gateway services such as banking APIs can be difficult and time-consuming.

Checkout Page

A hosted checkout page for cryptocurrency payment gateway simplifies the integration process by adapting dynamically to any device your customers use. By redirecting them to this page, you can ensure that their experience is seamlessly tailored to the device at hand, increasing conversions.

A hosted checkout page is one type of crypto payment gateway offering immense optimization and efficiency potential.


  • A hosted checkout page accepts cryptocurrency payments through various means, from traditional credit cards to the latest cryptocurrencies like Bitcoin, Ethereum, or Bitcoin Cash. Enjoy seamless and secure payments no matter what method you choose!
  • The merchant can customize the checkout page according to their specific needs.
  • It is secure since sensitive information, like payment details, is handled within the host server.


  • The merchant has limited control over the hosted checkout page, as the exchange predetermines features.
  • The merchant may be exposed to additional fees when using a third-party payment processing service.

App SDKs

A software development kit (SDK) is a set of tools that allows a developer to build a custom app that can be connected to another program.

App SDKs are an efficient way of integrating crypto or bitcoin payments gateway into your mobile app. Using the SDKs, developers can add essential features to their iOS or Android apps, like trading, invoicing, recurring payments, and payment capabilities.

This lets applications interact directly with exchanges, enabling users to buy, sell, and store assets on their phones. Moreover, this gateway offers quick transaction times and reliable security protocols so that all payments go through securely and accurately.

App SDKs eliminate manual coding and integration, making them a highly cost-effective solution for developing cryptocurrency-based apps.


  • App SDKs are a fast and reliable way to add crypto payment capabilities to your mobile apps.
  • They are easy to implement and require no manual coding or integration into the existing codebase.


  • Compared to other payment gateways, App SDKs may lack in the security protocols department.
  • There is also a lack of customization options, as the exchange predetermines the features and functionality.
App SDKs for crypto payment.
App SDKs for crypto payment.

Choosing a crypto payment gateway 

Let’s consider the factors when choosing a crypto payment gateway.


Choosing the right crypto payment gateway to manage digital transactions is critical. Fees should be at the top of your consideration list while comparing services. Different crypto payment gateways may impose transaction costs on merchants, buyers, and both.

Merchants need to be aware of merchant fees they may need to pay, as providers often do not advertise prominently.

Transaction fees vary significantly based on currency, method, and more. To make an informed decision, you should compare all the costs and select a gateway that offers flexibility and also provides value for your business in the long run.

Supported Cryptocurrencies

Although BTC and ETH are currently the top two cryptocurrencies in use, many people are beginning to explore options offered outside of these two coins. A good crypto payment gateway must provide more than just those two popular currencies to fully support the growing crypto ecosystem.

Before locking in any payment gateway, dive deep into the research waters to discover which cryptocurrencies they truly support. Taking the extra time to verify this will guarantee a swift and economical experience while working with them in the future.

Payment Processing Time

Payment processing time can be a significant factor when deciding on the right crypto payment gateway. Choosing the fastest crypto payment processors can reduce the time between payments and the delivery of goods or services.

ç It is essential to check the processing speed offered by different gateways to find one that meets your needs as a buyer or seller.

Payment Processing Time
Payment Processing Time

Carefully evaluating the encryption protocols supported and measuring the time it takes for each transaction can prove indispensable when selecting an optimal crypto payment processor that meets your needs.


The top priority should be ensuring your gateway encrypts all data sent through so no information is visible or open for unauthorized access. It’s also essential that the payment gateway you choose has authentication measures such as two-factor authentication or biometric scanning in place to protect against hacks and malicious attacks.

Don’t take any chances regarding your customer’s personal and financial details. Ensure you thoroughly investigate the security protocols to match your safety expectations before signing on with them. Don’t forget – when handling crypto payments, protection is essential! Do not settle for anything less than optimal levels of security measures.

Customer Support

Customer support is a keystone of any successful crypto payment gateway, as it allows users to resolve technical issues and address unanswered questions.

In the highly opaque blockchain technology industry, customer service teams are often the first means of contact for those looking to break into cryptocurrency trading or take advantage of cryptocurrency payment systems.

When selecting a crypto payment gateway, you must consider how available and responsive the customer support team is, what channels they offer, and how quickly they resolve inquiries. You will want to ensure that someone is available 24/7 if you have any questions or issues with the service.

Customer Support
Customer Support.

It is helpful if the customer support team is knowledgeable and friendly so that they can resolve any issues you may have in a timely and efficient manner. Customer support should be one of the primary considerations when choosing a crypto payment gateway.

Good customer service could mean the difference between harnessing the benefits of technology or incurring losses due to malicious attacks or technical difficulties that are impossible to overcome without assistance.

Ease of Use

When selecting a crypto payment gateway, it is essential to consider its usability. It should be intuitive and easily understandable for anyone – from tech-proficient individuals to those without cryptocurrency experience. Moreover, e-commerce platforms must offer multiple approaches to accessing wallets and transactions without hiccups.

These could include smartphone applications, desktop software, web browsers, and other security options. By considering ease of use when selecting a crypto payment gateway, you can ensure an efficient transition and pave the way for hassle-free financial transactions.


As the use of cryptocurrency payments surges, it’s essential to do your homework so that you can ensure the safety and security of your crypto transactions. The ideal crypto payment gateway should be renowned for its successful payment history, top-notch customer service, and secure technical system.

You can find the best option that meets your needs by reading reviews and educating yourself on different gateways and what they offer.


In summary, the crypto payment gateway market is booming and offers users a broad selection of options. The relevance of these gateways cannot be denied due to their capacity for improved security, decreased network fees, and simplified transactions.

Not all supported payment methods of retail payments are equal, though; one must consider the fees associated with each gateway, the various functionality provided by each service, and whether or not their preferred currency is supported.

As the demand for digital currencies and blockchain technology continues to surge, finding an efficient way to conduct cryptocurrency transactions has become paramount. Fortunately, crypto gateways have emerged as a viable solution to meet this challenge head-on. Optimism abounds in cryptocurrency payments – it’s clear that crypto gateways are ushering in a new era of exciting opportunities!

As more people and businesses adopt cryptocurrency as a simple payment system, these innovative gateways will only become more important in helping facilitate secure digital payments. There is an encouraging opportunity for growth and increased adoption from consumers and businesses within the crypto ecosystem.

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